FUNCTIONS AND TASKS OF UNDERWRITING

Authors

  • Rafiyeva Zarina Xusanovna, Fayzullayev Asliddin Safarovich Teacher,Samarkand Institute of Economics and Service

Keywords:

underwriting, underwriting functions, underwriting tasks, risk assessment, risk management, insurance, pricing, lending, financial stability, investments.

Abstract

This paper examines the functions and objectives of underwriting as a key element of the risk management system in insurance, banking and investment activities. The main areas of the underwriter's activities are disclosed: risk assessment and classification, pricing, formation of contract terms, decision-making on insurance, lending or placement of securities. The objectives of underwriting aimed at minimizing losses, increasing profitability and ensuring the financial stability of organizations are also analyzed. Particular attention is paid to modern trends and technologies influencing the development of underwriting practice.

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References

Tulinov V.V., Gorin V.S. Insurance and Risk Management: Terminological Dictionary. Moscow: Nauka, 2000. 115 p.

Nikulina N.N. Insurance Management: Textbook for University Students Majoring in Finance and Credit, Accounting, Analysis and Audit, Commerce, Crisis Management [Text] / N.N. Nikulina, N.D. Eriashvili. - Moscow: UNITY-DANA, 2011. - 703 p.

Zhuravlev Yu.M. Dictionary and Reference Book of Insurance and Reinsurance Terms. Moscow: Ankil, 1994. 180 p.

Khudyakov A.I. Insurance Theory. M.: Statute, 2010. 656 p.

Shinkarenko I.E., Trishkina E.O. Features of underwriting in property insurance for individuals: Material from the seminar “Wikipedia of Insurance” / Training Center “Business Service”. M., 2013. 98 p.

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Published

2025-05-19

How to Cite

Rafiyeva Zarina Xusanovna, Fayzullayev Asliddin Safarovich. (2025). FUNCTIONS AND TASKS OF UNDERWRITING. Journal of Applied Science and Social Science, 15(05), 86–88. Retrieved from https://www.internationaljournal.co.in/index.php/jasass/article/view/1047

Issue

Vol. 15 No. 05 (2025): Journal of Applied Science and Social Science

Section

Articles

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