METHODS OF MANAGING FINANCIAL RISKS IN THE ECONOMY

Authors

  • Alimova Gavxar Ulashevna Senior Specialist of the Department for Monitoring Financial Support of Social Sector Institutions and Payment of Social Insurance Benefits at the Surkhandarya Region Department of Economy and Finance

Keywords:

Financial risks, risk management, market risk, credit risk, liquidity risk, operational risk, hedging, diversification, insurance, financial stability, digital technologies, financial modeling, corporate governance, economic sustainability, regulatory compliance.

Abstract

The article explores the fundamental methods of managing financial risks in the modern economy. Financial risks, including market, credit, liquidity, and operational risks, pose significant challenges for businesses, financial institutions, and governments alike. This study analyzes both traditional and contemporary approaches to risk management, emphasizing the importance of strategic planning, diversification, hedging, insurance mechanisms, and regulatory compliance. Special attention is given to the role of digital technologies, such as big data analytics and financial modeling, in identifying, measuring, and mitigating financial risks effectively. The research highlights the integration of risk management into corporate governance, decision-making processes, and macroeconomic policy frameworks to enhance stability and sustainability. Furthermore, the article provides comparative insights into the methods applied in different economic sectors and regions, offering practical recommendations for improving resilience against financial uncertainties. The findings contribute to a deeper understanding of risk management strategies, supporting policymakers, economists, and business leaders in minimizing potential losses and promoting sustainable economic growth.

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References

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Published

2025-09-20

How to Cite

Alimova Gavxar Ulashevna. (2025). METHODS OF MANAGING FINANCIAL RISKS IN THE ECONOMY. Journal of Applied Science and Social Science, 15(09), 558–562. Retrieved from https://www.internationaljournal.co.in/index.php/jasass/article/view/1837

Issue

Vol. 15 No. 09 (2025): Volume 15 Issue 09

Section

Articles

License

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