THE PROFITABILITY OF A PARTICULAR FINANCIAL INSTRUMENT AND FINANCIAL TECHNOLOGIES, TAKING INTO ACCOUNT THE CURRENT STATE OF THE GLOBAL AND NATIONAL FINANCIAL MARKET

Authors

  • Yuldashalieva M.M., Botirov Sh.D. Bachelor’s degree graduate of the University of World Economy and Diplomacy, Tashkent., Second-year Master’s student, Plekhanov Russian University of Economics, Moscow.

Keywords:

Financial markets, profitability, equities, bonds, derivatives, FinTech, blockchain, digital currencies, artificial intelligence, robo-advisors, P2P lending, macroeconomic factors, regulatory environment.

Abstract

This article provides an analytical overview of the profitability of traditional financial instruments and innovative financial technologies (FinTech) in the context of global and national financial markets. It examines stocks, bonds, derivatives, as well as blockchain technologies, artificial intelligence, digital currencies, robo-advisors, and P2P lending platforms. The analysis emphasizes the impact of macroeconomic factors, technological innovations, the regulatory environment, and market dynamics on investment returns. The article identifies new opportunities and risks associated with the combination of traditional financial instruments and modern FinTech solutions, and highlights the differences between developed and emerging markets.

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References

• Bank for International Settlements. (2022). Digital currencies and financial innovation. https://www.bis.org/cpmi/publ/d190.pdf

• Deloitte Insights. (2023). Global fintech report. https://www2.deloitte.com/global/en/insights/industry/financialservices/global-fintech-report-2023.html

• World Economic Forum. (2023). The future of financial services: Emerging trends and challenges. https://www.weforum.org/reports/the-future-offinancial-services-2023

• Allen, F., & Gale, D. (2007). Financial markets, intermediaries, and intertemporal smoothing. Journal of Political Economy, 115(1), 81–120. https://doi.org/10.1086/509103

• Basu, P., & Stoll, H. R. (2006). The impact of trading on asset prices and market efficiency. The Journal of Financial Markets, 9(1), 1-20. https://doi.org/10.1016/j.finmar.2005.09.001

• Brière, M., Oosterlinck, K., & Szafarz, A. (2015). Digital currencies and the international financial system: An overview. Financial Innovation, 1(2). https://doi.org/10.1186/s40854-015-0012-5

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Published

2025-11-10

How to Cite

Yuldashalieva M.M., Botirov Sh.D. (2025). THE PROFITABILITY OF A PARTICULAR FINANCIAL INSTRUMENT AND FINANCIAL TECHNOLOGIES, TAKING INTO ACCOUNT THE CURRENT STATE OF THE GLOBAL AND NATIONAL FINANCIAL MARKET. Journal of Applied Science and Social Science, 15(11), 185–188. Retrieved from https://www.internationaljournal.co.in/index.php/jasass/article/view/2352

Issue

Vol. 15 No. 11 (2025): Volume 15 Issue 11

Section

Articles

License

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