STATISTICAL ANALYSIS OF THE DYNAMICS OF TRANSACTIONS CONDUCTED THROUGH THE FAST PAYMENT SYSTEM IN COMMERCIAL BANKS

Authors

  • Rakhmataliyev Muzaffar Eshdavlatovich PhD, Associate Professor, Department of Economic Statistics, Tashkent State University of Economics, Uzbekistan

Keywords:

Real-Time Payment System, transaction dynamics, commercial banks, digital payments, non-cash settlements, statistical analysis, financial technology, digital economy, payment infrastructure, Central Bank of Uzbekistan.

Abstract

This study examines the dynamics of transactions carried out through the Real-Time Payment System (RTPS) in commercial banks of Uzbekistan using statistical analysis methods. The research aims to identify the growth trends in the number of transactions from 2020 to 2024 and assess the effectiveness of the digital payment infrastructure. Based on official data from the Central Bank, the study reveals the increasing role of real-time payments in enhancing the speed, transparency, and convenience of financial operations. The findings highlight that the expansion of the RTPS has significantly contributed to the development of a cashless economy and the digital transformation of the national banking system.

Downloads

Download data is not yet available.

References

O‘zbekiston Respublikasi Markaziy banki boshqaruvining 2006-yil 17-yanvardagi 1/3-sonli qarori bilan tasdiqlangan “Markaziy bankning banklararo to‘lov tizimi orqali elektron to‘lovlarni amalga oshirish tartibi to‘g‘risida

Rasulov A. Q. O‘zbekiston bank tizimida elektron to‘lov tizimlarini rivojlantirishning nazariy va amaliy jihatlari. – Toshkent: TDIU, 2021.

Mamadaliyev S. T. Raqamli to‘lov tizimlarining O‘zbekiston moliya bozoridagi o‘rni. – Toshkent: Iqtisodiyot va innovatsiyalar jurnali, 2022.

G‘aniyev M. J. O‘zbekiston bank tizimida raqamli iqtisodiyotni rivojlantirish omillari. – Toshkent: Fan va texnologiya nashriyoti, 2023.

Shodmonova D. A. To‘lov tizimlari barqarorligini ta’minlashda Markaziy bankning roli. – Toshkent: Moliyaviy tahlil jurnali, 2024.

Carlo D. Real-time payment systems: efficiency and security issues. – Oxford University Press, 2019.

Singh M., Patel R. Digital transformation in banking and the rise of instant payments. – Cambridge Economics Review, 2020.

Yamamoto K. Japan’s Fast Payment Infrastructure and Economic Efficiency. – Tokyo Financial Research Institute, 2021.

Richards P. The evolution of central bank payment infrastructures. – IMF Working Paper Series, 2023.

Downloads

Published

2025-12-10

How to Cite

Rakhmataliyev Muzaffar Eshdavlatovich. (2025). STATISTICAL ANALYSIS OF THE DYNAMICS OF TRANSACTIONS CONDUCTED THROUGH THE FAST PAYMENT SYSTEM IN COMMERCIAL BANKS. Journal of Applied Science and Social Science, 15(12), 287–292. Retrieved from https://www.internationaljournal.co.in/index.php/jasass/article/view/2580

Issue

Vol. 15 No. 12 (2025): Volume 15 Issue 12

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

All content published in the Journal of Applied Science and Social Science (JASSS) is protected by copyright. Authors retain the copyright to their work, and grant JASSS the right to publish the work under a Creative Commons Attribution License (CC BY). This license allows others to distribute, remix, adapt, and build upon the work, even commercially, as long as they credit the author(s) for the original creation.