ENHANCING PROFITABILITY OF ASSETS IN UZBEKISTAN COMMERCIAL BANKS THROUGH OF DEVELOPMENT OF INVESTMENT ACTIVITIES

Authors

  • Sirojiddinov Sardorbek Abdulazizovich International Nordic University, 2nd-year Master's student

Keywords:

Asset profitability, investment activities, commercial banks, risk management, financial performance, Uzbekistan, banking sector, portfolio optimization, sustainable growth, international best practices.

Abstract

This study explores the potential of increasing asset profitability in Uzbekistan’s commercial banks by developing investment activities. The research analyzes the current state of investment operations within the banking sector, identifies key factors affecting asset profitability, and proposes strategic approaches to optimize investment portfolios. Emphasis is placed on risk management, effective allocation of financial resources, and adoption of international best practices to enhance returns. The study provides theoretical and practical recommendations for commercial banks to improve financial performance and ensure sustainable growth.

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References

Saunders, A., & Cornett, M. Financial Institutions Management: A Risk Management Approach. New York: McGraw-Hill Education, 2021.

Mishkin, F. S., & Eakins, S. G. Financial Markets and Institutions. Boston: Pearson Education, 2020.

Gorton, G., & Metrick, A. Regulating the Shadow Banking System. Brookings Papers on Economic Activity, 2019.

Basel Committee on Banking Supervision. Basel III: Finalising Post-Crisis Reforms. Bank for International Settlements, 2018.

Central Bank of the Republic of Uzbekistan. Annual Reports on Commercial Banks’ Activities. Tashkent, 2019–2024.

Mustafakulov, Sherzod. Macroeconomics and Banking Systems. Tashkent: Nordic University Publishing, 2022.

Karimov, A., & Khudoyberdiyev, D. Economic Mechanisms for Increasing Asset Profitability in Commercial Banks. Tashkent: Iqtisodiyot, 2020.

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Published

2025-12-15

How to Cite

Sirojiddinov Sardorbek Abdulazizovich. (2025). ENHANCING PROFITABILITY OF ASSETS IN UZBEKISTAN COMMERCIAL BANKS THROUGH OF DEVELOPMENT OF INVESTMENT ACTIVITIES. Journal of Applied Science and Social Science, 15(12), 595–600. Retrieved from https://www.internationaljournal.co.in/index.php/jasass/article/view/2663

Issue

Vol. 15 No. 12 (2025): Volume 15 Issue 12

Section

Articles

License

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