DIGITAL TRANSFORMATION OF BANKING ACTIVITIES (FINTECH, OPEN BANKING, BIG DATA)

Authors

  • Musurmankulova Fotima Atamuratovna TASHKENT "KIMYO" INTERNATIONAL UNIVERSITY Master's student, Faculty of Banking and Audit

Keywords:

digital transformation, FinTech, Open Banking, Big Data, banking services, financial technologies, innovation, operational efficiency, security, customer experience.

Abstract

This article is dedicated to a scientific and analytical study of the digital transformation of banking activities, focusing on the role and effectiveness of FinTech, Open Banking, and Big Data technologies. The paper examines strategic, organizational, and technological aspects of digital transformation, international experiences, and opportunities to enhance banking service efficiency and improve customer experience. The research findings indicate that digital transformation is a crucial factor for increasing banks’ competitiveness, implementing innovative services, and ensuring financial stability.

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References

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Published

2026-01-31

How to Cite

Musurmankulova Fotima Atamuratovna. (2026). DIGITAL TRANSFORMATION OF BANKING ACTIVITIES (FINTECH, OPEN BANKING, BIG DATA). Journal of Applied Science and Social Science, 16(01), 904–908. Retrieved from https://www.internationaljournal.co.in/index.php/jasass/article/view/3131

Issue

Vol. 16 No. 01 (2026): Volume 16 Issue 01

Section

Articles

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