ISLAMIC FINANCE AND DIGITAL TECHNOLOGIES: MODERN INTEGRATION AND DEVELOPMENT PROSPECTS

Authors

  • Qakhkhorova Mashkhura Bakhrom kizi Student, Jizzakh Branch, National University of Uzbekistan

Keywords:

Islamic finance, fintech, blockchain, artificial intelligence, Sharia compliance, digital economy, smart contracts, Islamic banking

Abstract

This article examines the integration of Islamic finance with modern digital technologies, particularly focusing on fintech, blockchain, and artificial intelligence-based solutions. It analyzes the digital transformation of Islamic financial instruments, their efficiency, and compliance with Sharia principles. The findings contribute to identifying the future development prospects of Islamic finance within the digital economy.

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References

Muhammad Taqi Usmani (2002). An Introduction to Islamic Finance. Karachi: Idaratul Ma’arif.

Monzer Kahf (2006). Islamic Finance: Principles and Practice. Jeddah: Islamic Research and Training Institute.

Habib Ahmed (2011). Product Development in Islamic Banks. Edinburgh: Edinburgh University Press.

Zamir Iqbal, & Mirakhor, A. (2013). Economic Development and Islamic Finance. Washington, DC: World Bank Publications.

Islamic Financial Services Board (2022). Islamic Financial Services Industry Stability Report. Kuala Lumpur.

Accounting and Auditing Organization for Islamic Financial Institutions (2021). Shariah Standards. Manama, Bahrain.

Deloitte. (2020). Islamic Finance and Technology: Adoption of FinTech.

Ernst & Young (EY). (2021). Global Islamic Banking Outlook.

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Published

2025-11-30

How to Cite

Qakhkhorova Mashkhura Bakhrom kizi. (2025). ISLAMIC FINANCE AND DIGITAL TECHNOLOGIES: MODERN INTEGRATION AND DEVELOPMENT PROSPECTS. Journal of Applied Science and Social Science, 15(11), 969–972. Retrieved from https://www.internationaljournal.co.in/index.php/jasass/article/view/3990

Issue

Vol. 15 No. 11 (2025): Volume 15 Issue 11

Section

Articles

License

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