RAFIYEVA ZARINA XUSANOVNA,EGAMBERDIEV ABBOS ILYOSOVICH. VIEWS OF WESTERN SCIENTISTS ON THE ESSENCE OF INSURANCE. Journal of Applied Science and Social Science, [S. l.], v. 15, n. 05, p. 89–91, 2025. Disponível em: https://www.internationaljournal.co.in/index.php/jasass/article/view/1048. Acesso em: 16 mar. 2026.